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2026 paycheck intelligenceYour paycheck,
Your paycheck,
finally clear.
Estimate take-home pay with a calculator that shows its assumptions, data freshness and official-source links instead of hiding the math.
All 50 states + DC2026 IRS figuresOfficial-source audit trailBrowser calculations
Illustrative monthly take-home
—
Updates from the calculator below.
$184,5002026 SS wage base
$24,500401(k) basic limit
51State/DC profiles
Core calculator
2026 US Paycheck Calculator
Start with the populated example, then change salary, state, filing status and advanced deductions.
Estimate only. This is an annualized planning estimate—not employer payroll instructions, final tax liability, or a filing calculation. Federal income tax does not reproduce every Form W-4 / IRS Publication 15-T step; state-specific limitations appear with the result.
Estimated take-home
—
every 2 weeks
Gross paycheck—
Annual take-home—
Effective tax—
Take-home share—
Federal income tax—
Social Security—
Medicare—
State income tax—
State payroll tax—
Local tax—
401(k)—
HSA—
Other pre-tax—
Post-tax deductions—
Data freshness
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All states
50 states + Washington, DC
Every state has a dedicated crawlable page with unique tax explanation, source link, verification date and calculator preset.
Trust
Methodology users can inspect
Federal data
Federal brackets, deductions, FICA wage base/rates and the 401(k) basic limit are tied to published IRS 2026 sources.
State audit trail
Each state has a source, verification status and date. Complex states explicitly disclose what remains approximate.
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Is this the exact amount my employer will withhold?
No. PaycheckBeacon provides an annualized estimate. Employer payroll may differ because of federal W-4 details, state withholding certificates, local taxes, credits, year-to-date wages, special wage types and benefit treatment.
Where does the 2026 tax data come from?
Federal figures are tied to published IRS 2026 material. Each state profile displays a source and verification date, and the tax-data changelog records corrections.
Does PaycheckBeacon store my salary?
The calculator runs in your browser. Email delivery, analytics, ads and partner integrations are separate configurable features and should only be enabled after their real account credentials and privacy disclosures are in place.
Why is local tax a separate input?
City and county taxes vary by location and sometimes by workplace versus residence. The calculator avoids guessing a local rate from state alone.