2026 national calculator

2026 US Paycheck Calculator

Estimate federal income tax, Social Security, Medicare, state income tax, state payroll tax where modeled, local tax and deductions.

Illustrative example loaded so you can see a result immediately. Change any field, or .

Your pay details

Annual salary

Pay frequency

State

Filing status

Advanced options

Bonus / commission annual

Traditional 401(k) %Capped at the 2026 basic employee limit of $24,500.

Dependents for state exemptions

State withholding allowancesUsed where the state schedule relies on allowances, including California.

State withholding election %Used by percentage-election states such as Arizona. Arizona defaults to 2.0% if blank.

HSA / eligible pre-tax annual

Other pre-tax / paycheck

Post-tax deductions / paycheck

Extra federal withholding / paycheck

Federal annual credits

Local tax rate %

State annual adjustmentUse only if you know an annual state-tax adjustment.

Estimate only. This is an annualized planning estimate—not employer payroll instructions, final tax liability, or a filing calculation. Federal income tax does not reproduce every Form W-4 / IRS Publication 15-T step; state-specific limitations appear with the result.

Estimated take-home

—

every 2 weeks

Gross paycheck—

Annual take-home—

Effective tax—

Take-home share—

Federal income tax—

Social Security—

Medicare—

State income tax—

State payroll tax—

Local tax—

401(k)—

HSA—

Other pre-tax—

Post-tax deductions—

Data freshness

How this paycheck estimate works

PaycheckBeacon annualizes your wage or salary, applies the published 2026 federal standard deduction and marginal tax schedule, then estimates employee Social Security and Medicare taxes. State treatment depends on the selected state profile. Where an official 2026 withholding method is practical to model, the engine uses it; otherwise the state page labels the result as an annualized statutory estimate and lists important limitations.

The purpose is decision support, not tax filing. Your employer can use year-to-date wages, W-4 elections, state forms, local taxes, benefit eligibility and special wage rules that a general calculator cannot infer. That is why PaycheckBeacon displays verification dates and official-source links rather than presenting the estimate as a guaranteed withholding amount.

2026 US Paycheck Calculator

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How this paycheck estimate works

All state & DC paycheck calculators